/* ============================================
   ZELO CAPITAL MED — CSS Principal
   Paleta: #0F4A5D | #229C8C | #65C568 | #F2B53F | #EBF1F6
============================================ */

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:    #0F4A5D;
  --teal:    #229C8C;
  --green:   #65C568;
  --gold:    #F2B53F;
  --ice:     #EBF1F6;
  --white:   #FFFFFF;
  --dark:    #0a1a22;
  --gray:    #6b7a8a;
  --gray-lt: #f4f7fa;
  --shadow:  0 4px 24px rgba(15,74,93,.12);
  --shadow-lg: 0 12px 48px rgba(15,74,93,.18);
  --radius:  12px;
  --radius-lg: 20px;
  --trans:   .25s ease;
  --font:    'Inter', sans-serif;
  --serif:   'Playfair Display', serif;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font);
  color: var(--dark);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- Scrollbar ---- */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--ice); }
::-webkit-scrollbar-thumb { background: var(--teal); border-radius: 3px; }

/* ============================================
   HEADER / NAV
============================================ */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: transparent;
  transition: background var(--trans), box-shadow var(--trans);
  padding: 16px 0;
}
.header.scrolled {
  background: rgba(10,26,34,.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,.25);
  padding: 10px 0;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-icon {
  position: relative;
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; color: var(--white);
  box-shadow: 0 4px 14px rgba(34,156,140,.35);
}
.logo-icon .fa-chart-line { font-size: 16px; }
.logo-stethoscope {
  position: absolute;
  bottom: -4px; right: -4px;
  font-size: 11px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  width: 18px; height: 18px;
  display: flex; align-items: center; justify-content: center;
}

.logo-icon--sm { width: 38px; height: 38px; font-size: 15px; }

.logo-text { display: flex; flex-direction: column; line-height: 1; }
.logo-main {
  font-size: 15px; font-weight: 800;
  color: var(--white);
  letter-spacing: .04em;
}
.logo-sub {
  font-size: 11px; font-weight: 700;
  color: var(--green);
  letter-spacing: .18em;
  text-transform: uppercase;
}

.nav-menu {
  display: flex; align-items: center; gap: 8px;
}
.nav-link {
  font-size: 14px; font-weight: 500;
  color: rgba(255,255,255,.85);
  padding: 8px 14px;
  border-radius: 8px;
  transition: all var(--trans);
}
.nav-link:hover { color: var(--white); background: rgba(255,255,255,.1); }
.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  font-weight: 700 !important;
  padding: 10px 20px !important;
}
.nav-cta:hover { background: #e6a830 !important; transform: translateY(-1px); }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none; border: none;
  cursor: pointer; padding: 4px;
}
.nav-toggle span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px;
  transition: all var(--trans);
}

/* ============================================
   BUTTONS
============================================ */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 24px;
  border-radius: var(--radius);
  font-family: var(--font); font-size: 15px; font-weight: 600;
  cursor: pointer; border: 2px solid transparent;
  transition: all var(--trans);
  text-decoration: none;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: linear-gradient(135deg, var(--teal), #1a7a6e);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(34,156,140,.35);
}
.btn-primary:hover {
  background: linear-gradient(135deg, #25ae9c, var(--teal));
  box-shadow: 0 8px 24px rgba(34,156,140,.45);
}

.btn-outline {
  background: transparent;
  color: var(--teal);
  border-color: var(--teal);
}
.btn-outline:hover { background: var(--teal); color: var(--white); }

.btn-outline-light {
  background: rgba(255,255,255,.12);
  color: var(--white);
  border-color: rgba(255,255,255,.4);
  backdrop-filter: blur(8px);
}
.btn-outline-light:hover { background: rgba(255,255,255,.22); border-color: var(--white); }

.btn-ghost {
  background: transparent;
  color: var(--gray);
  border: none;
  padding: 12px 16px;
}
.btn-ghost:hover { color: var(--navy); background: var(--ice); }

.btn-whatsapp {
  background: #25d366;
  color: var(--white);
  box-shadow: 0 4px 16px rgba(37,211,102,.35);
}
.btn-whatsapp:hover { background: #20bb59; }

.btn-lg { padding: 14px 30px; font-size: 16px; }
.btn-xl { padding: 18px 40px; font-size: 18px; border-radius: 14px; }

/* ============================================
   HERO
============================================ */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--dark) 0%, var(--navy) 50%, #0d3a4a 100%);
  display: flex; align-items: center;
  position: relative; overflow: hidden;
  padding: 120px 0 80px;
}

.hero-bg-shapes { position: absolute; inset: 0; pointer-events: none; }
.shape {
  position: absolute;
  border-radius: 50%;
  opacity: .07;
}
.shape-1 {
  width: 600px; height: 600px;
  background: radial-gradient(var(--teal), transparent);
  top: -200px; right: -100px;
}
.shape-2 {
  width: 400px; height: 400px;
  background: radial-gradient(var(--gold), transparent);
  bottom: -100px; left: -80px;
}
.shape-3 {
  width: 300px; height: 300px;
  background: radial-gradient(var(--green), transparent);
  top: 50%; right: 30%;
  opacity: .05;
}

.hero-content {
  position: relative; z-index: 1;
  max-width: 780px;
}

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(34,156,140,.2);
  border: 1px solid rgba(34,156,140,.4);
  color: var(--green);
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 13px; font-weight: 600;
  margin-bottom: 28px;
  backdrop-filter: blur(8px);
}

.hero-title {
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 900;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 24px;
  letter-spacing: -.02em;
}
.hero-title .highlight {
  background: linear-gradient(90deg, var(--gold), #ffcc5c);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-subtitle {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: rgba(255,255,255,.75);
  max-width: 620px;
  margin-bottom: 40px;
  line-height: 1.7;
}

.hero-actions {
  display: flex; gap: 16px; flex-wrap: wrap;
  margin-bottom: 56px;
}

.hero-stats {
  display: flex; gap: 0; align-items: center;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-lg);
  padding: 20px 32px;
  width: fit-content;
  flex-wrap: wrap;
  gap: 0;
}
.stat { text-align: center; padding: 0 24px; }
.stat-number {
  display: block;
  font-size: 1.8rem; font-weight: 800;
  color: var(--white);
  line-height: 1;
}
.stat-k { font-size: 1.2rem; }
.stat-label {
  display: block;
  font-size: 12px; color: rgba(255,255,255,.55);
  margin-top: 4px;
}
.stat-divider {
  width: 1px; height: 40px;
  background: rgba(255,255,255,.15);
}

.hero-scroll {
  position: absolute; bottom: 32px; left: 50%;
  transform: translateX(-50%);
  animation: bounce 2s infinite;
}
.hero-scroll a { color: rgba(255,255,255,.5); font-size: 20px; }
.hero-scroll a:hover { color: var(--white); }

@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(8px); }
}

/* ============================================
   STRIP NUMBERS
============================================ */
.strip-numbers {
  background: linear-gradient(90deg, var(--navy), var(--teal));
  padding: 20px 0;
}
.strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}
.strip-item {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 24px;
  border-right: 1px solid rgba(255,255,255,.15);
  color: var(--white);
}
.strip-item:last-child { border-right: none; }
.strip-item i { font-size: 22px; color: var(--gold); flex-shrink: 0; }
.strip-item p { font-size: 14px; line-height: 1.3; }
.strip-item strong { font-weight: 700; }

/* ============================================
   SECTIONS COMMON
============================================ */
.section { padding: 96px 0; }

.section-header {
  text-align: center;
  margin-bottom: 64px;
}
.section-tag {
  display: inline-block;
  background: rgba(34,156,140,.1);
  color: var(--teal);
  font-size: 12px; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  border: 1px solid rgba(34,156,140,.2);
  margin-bottom: 16px;
}
.section-title {
  font-size: clamp(1.75rem, 3.5vw, 2.6rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
  letter-spacing: -.02em;
}
.section-subtitle {
  font-size: 1.05rem; color: var(--gray);
  max-width: 580px; margin: 0 auto;
}

/* ============================================
   PAIN SECTION
============================================ */
.section-pain { background: var(--gray-lt); }

.pain-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}
.pain-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  box-shadow: var(--shadow);
  border-left: 4px solid #e74c3c;
  transition: transform var(--trans);
}
.pain-card:hover { transform: translateY(-4px); }
.pain-icon { font-size: 28px; color: #e74c3c; margin-bottom: 14px; }
.pain-card h3 { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.pain-card p { font-size: .92rem; color: var(--gray); line-height: 1.6; }

.pain-solution-bridge {
  display: flex; flex-direction: column; align-items: center; gap: 4px;
}
.bridge-arrow {
  font-size: 28px; color: var(--teal);
  animation: bounce 1.5s infinite;
}
.bridge-text span {
  font-size: 14px; font-weight: 600; color: var(--teal);
  letter-spacing: .08em; text-transform: uppercase;
}

/* ============================================
   SOLUTIONS
============================================ */
.section-solutions { background: var(--white); }

.solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.solution-card {
  background: var(--white);
  border: 1.5px solid rgba(15,74,93,.1);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  position: relative;
  transition: all var(--trans);
  display: flex; flex-direction: column; gap: 16px;
}
.solution-card:hover {
  border-color: var(--teal);
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px);
}
.solution-card--featured {
  background: linear-gradient(135deg, var(--navy), #0d3a4a);
  border-color: transparent;
  color: var(--white);
}
.solution-card--featured h3,
.solution-card--featured p,
.solution-card--featured .solution-features li { color: rgba(255,255,255,.9); }
.solution-card--featured .solution-icon { background: rgba(255,255,255,.15); color: var(--gold); }

.solution-badge {
  position: absolute; top: -10px; left: 24px;
  background: var(--gold);
  color: var(--navy);
  font-size: 11px; font-weight: 700;
  padding: 4px 12px;
  border-radius: 100px;
  text-transform: uppercase; letter-spacing: .08em;
}

.solution-icon {
  width: 54px; height: 54px;
  background: rgba(34,156,140,.1);
  color: var(--teal);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.solution-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); }
.solution-card p { font-size: .9rem; color: var(--gray); line-height: 1.6; flex-grow: 1; }

.solution-features { margin: 4px 0; }
.solution-features li {
  display: flex; align-items: center; gap: 8px;
  font-size: .88rem; color: var(--gray);
  padding: 4px 0;
}
.solution-features li .fa-check { color: var(--green); font-size: 12px; }
.solution-card--featured .solution-features li .fa-check { color: var(--gold); }

/* ============================================
   APPLY SECTION
============================================ */
.section-apply {
  background: linear-gradient(135deg, var(--navy) 0%, #0d3a4a 100%);
}
.section-apply .section-tag { background: rgba(255,255,255,.1); color: var(--gold); border-color: rgba(255,255,255,.15); }
.section-apply .section-title { color: var(--white); }

.apply-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.apply-item {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius-lg);
  padding: 28px;
  text-align: center;
  backdrop-filter: blur(8px);
  transition: all var(--trans);
}
.apply-item:hover {
  background: rgba(255,255,255,.12);
  transform: translateY(-4px);
}
.apply-icon {
  width: 60px; height: 60px;
  background: rgba(242,181,63,.15);
  color: var(--gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  margin: 0 auto 16px;
}
.apply-item h4 { font-size: 1rem; font-weight: 700; color: var(--white); margin-bottom: 8px; }
.apply-item p { font-size: .88rem; color: rgba(255,255,255,.65); line-height: 1.55; }

/* ============================================
   HOW IT WORKS
============================================ */
.section-how { background: var(--ice); }

.steps-wrapper {
  display: flex; align-items: flex-start; justify-content: center; gap: 0;
  flex-wrap: wrap;
}
.step {
  flex: 1; min-width: 200px; max-width: 240px;
  text-align: center;
  padding: 32px 20px;
  position: relative;
}
.step-number {
  font-size: 3rem; font-weight: 900;
  color: rgba(34,156,140,.12);
  line-height: 1;
  margin-bottom: 8px;
}
.step-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--teal), #1a7a6e);
  color: var(--white);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  font-size: 26px;
  margin: 0 auto 20px;
  box-shadow: 0 8px 24px rgba(34,156,140,.3);
}
.step h3 { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.step p { font-size: .88rem; color: var(--gray); line-height: 1.6; }

.step-connector {
  display: flex; align-items: center; justify-content: center;
  color: var(--teal); font-size: 20px;
  padding-top: 60px;
  flex-shrink: 0;
}

/* ============================================
   DIFERENCIAIS
============================================ */
.section-diff { background: var(--white); }

.diff-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.diff-content .section-tag { display: inline-block; }
.diff-content .section-title { text-align: left; }

.diff-intro { font-size: 1rem; color: var(--gray); margin-bottom: 32px; }

.diff-list { display: flex; flex-direction: column; gap: 20px; }
.diff-item {
  display: flex; align-items: flex-start; gap: 16px;
  padding: 16px; border-radius: var(--radius);
  transition: background var(--trans);
}
.diff-item:hover { background: var(--gray-lt); }
.diff-item-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(34,156,140,.1);
  color: var(--teal);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
}
.diff-item h4 { font-size: .95rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.diff-item p { font-size: .88rem; color: var(--gray); line-height: 1.5; }

.comparison-box {
  display: grid; grid-template-columns: 1fr 1fr;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1.5px solid rgba(15,74,93,.1);
}
.comp-col { padding: 28px 24px; }
.comp-no { background: #fef5f5; }
.comp-yes { background: linear-gradient(135deg, var(--navy), #0d3a4a); }

.comp-header {
  font-size: 1rem; font-weight: 800;
  margin-bottom: 20px;
  display: flex; align-items: center; gap: 8px;
}
.comp-no .comp-header { color: #c0392b; }
.comp-yes .comp-header { color: var(--gold); }

.comp-col ul { display: flex; flex-direction: column; gap: 12px; }
.comp-col li {
  display: flex; align-items: center; gap: 8px;
  font-size: .88rem;
}
.comp-no li { color: #7f5f5f; }
.comp-no li .fa-times { color: #e74c3c; }
.comp-yes li { color: rgba(255,255,255,.85); }
.comp-yes li .fa-check { color: var(--green); }

/* ============================================
   TESTIMONIALS
============================================ */
.section-testimonials { background: var(--gray-lt); }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow);
  transition: transform var(--trans);
  display: flex; flex-direction: column; gap: 16px;
}
.testimonial-card:hover { transform: translateY(-4px); }
.testimonial-card--highlight {
  background: linear-gradient(135deg, var(--navy), #0d3a4a);
  color: var(--white);
}
.testimonial-card--highlight p { color: rgba(255,255,255,.88); }

.testimonial-stars { color: var(--gold); font-size: 14px; letter-spacing: 2px; }

.testimonial-card p { font-size: .92rem; line-height: 1.7; color: var(--gray); font-style: italic; flex-grow: 1; }

.testimonial-author {
  display: flex; align-items: center; gap: 12px;
  padding-top: 16px;
  border-top: 1px solid rgba(15,74,93,.08);
}
.testimonial-card--highlight .testimonial-author { border-top-color: rgba(255,255,255,.15); }
.author-avatar {
  width: 44px; height: 44px;
  background: rgba(34,156,140,.12);
  color: var(--teal);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}
.testimonial-card--highlight .author-avatar { background: rgba(255,255,255,.15); color: var(--gold); }
.testimonial-author strong { display: block; font-size: .9rem; font-weight: 700; color: var(--navy); }
.testimonial-card--highlight .testimonial-author strong { color: var(--white); }
.testimonial-author span { font-size: .8rem; color: var(--gray); }
.testimonial-card--highlight .testimonial-author span { color: rgba(255,255,255,.6); }

/* ============================================
   SIMULATOR
============================================ */
.section-simulator {
  background: linear-gradient(180deg, var(--ice) 0%, var(--white) 100%);
}

.simulator-wrapper {
  background: var(--white);
  border-radius: 24px;
  box-shadow: 0 20px 80px rgba(15,74,93,.15);
  overflow: hidden;
  border: 1.5px solid rgba(34,156,140,.12);
}

/* Steps Indicator */
.sim-steps {
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--navy), #0d3a4a);
  padding: 28px 40px;
  gap: 0;
}
.sim-step {
  display: flex; flex-direction: column; align-items: center; gap: 6px;
  cursor: default;
  opacity: .45;
  transition: opacity var(--trans);
}
.sim-step.active { opacity: 1; }
.sim-step.done { opacity: .8; }
.sim-step-num {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,.15);
  border: 2px solid rgba(255,255,255,.3);
  color: rgba(255,255,255,.7);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 700;
  transition: all var(--trans);
}
.sim-step.active .sim-step-num {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}
.sim-step.done .sim-step-num {
  background: var(--green);
  border-color: var(--green);
  color: var(--white);
}
.sim-step span { font-size: 12px; color: rgba(255,255,255,.7); white-space: nowrap; font-weight: 500; }
.sim-step.active span { color: var(--white); font-weight: 700; }

.sim-step-line {
  flex: 1; height: 2px;
  background: rgba(255,255,255,.15);
  max-width: 80px;
  min-width: 20px;
  margin-bottom: 20px;
}

/* Form Content */
.sim-form-wrapper { padding: 48px; }

.sim-step-content { display: none; }
.sim-step-content.active { display: block; }

.sim-step-content h3 { font-size: 1.5rem; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.step-desc { font-size: .95rem; color: var(--gray); margin-bottom: 32px; }

/* Credit Type Grid */
.credit-type-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 8px;
}
.credit-type-btn {
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  padding: 16px 12px;
  border: 2px solid rgba(15,74,93,.1);
  border-radius: var(--radius);
  cursor: pointer;
  text-align: center;
  transition: all var(--trans);
  background: var(--white);
}
.credit-type-btn:hover {
  border-color: var(--teal);
  background: rgba(34,156,140,.04);
}
.credit-type-btn.selected {
  border-color: var(--teal);
  background: rgba(34,156,140,.08);
}
.credit-type-btn i { font-size: 22px; color: var(--teal); }
.credit-type-btn.selected i { color: var(--navy); }
.credit-type-btn span { font-size: .8rem; font-weight: 600; color: var(--navy); line-height: 1.3; }

/* Form Elements */
.form-row {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group label { font-size: .88rem; font-weight: 600; color: var(--navy); }
.required { color: #e74c3c; }

input[type="text"], input[type="email"], input[type="tel"],
input[type="number"], select, textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid rgba(15,74,93,.15);
  border-radius: var(--radius);
  font-family: var(--font); font-size: .95rem;
  color: var(--dark);
  background: var(--white);
  transition: all var(--trans);
  outline: none;
}
input:focus, select:focus, textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(34,156,140,.12);
}
input::placeholder, textarea::placeholder { color: #b0bec5; }

.input-currency {
  display: flex; align-items: center;
  border: 1.5px solid rgba(15,74,93,.15);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all var(--trans);
}
.input-currency:focus-within {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(34,156,140,.12);
}
.input-currency span {
  padding: 12px 14px;
  background: var(--ice);
  color: var(--navy); font-weight: 600;
  border-right: 1.5px solid rgba(15,74,93,.1);
  font-size: .95rem;
}
.input-currency input {
  border: none; border-radius: 0;
  box-shadow: none !important;
}

.range-slider {
  width: 100%; height: 4px;
  -webkit-appearance: none;
  background: linear-gradient(90deg, var(--teal), var(--green));
  border: none; border-radius: 2px;
  margin-top: 8px; cursor: pointer;
  padding: 0;
}
.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  background: var(--teal);
  border-radius: 50%;
  border: 3px solid var(--white);
  box-shadow: 0 2px 8px rgba(34,156,140,.4);
  cursor: pointer;
}
.range-labels {
  display: flex; justify-content: space-between;
  font-size: .78rem; color: var(--gray); margin-top: 4px;
}

.radio-group { display: flex; gap: 12px; margin-top: 4px; }
.radio-btn {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 16px;
  border: 1.5px solid rgba(15,74,93,.15);
  border-radius: var(--radius);
  cursor: pointer;
  font-size: .9rem; font-weight: 500; color: var(--navy);
  transition: all var(--trans);
  flex: 1; justify-content: center;
}
.radio-btn:hover { border-color: var(--teal); background: rgba(34,156,140,.04); }
.radio-btn input[type="radio"] { display: none; }
.radio-btn.selected-radio {
  border-color: var(--teal);
  background: rgba(34,156,140,.08);
  color: var(--navy);
}

/* Simulation Preview */
.sim-preview {
  background: linear-gradient(135deg, rgba(15,74,93,.04), rgba(34,156,140,.06));
  border: 1.5px solid rgba(34,156,140,.2);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 32px;
}
.sim-preview h4 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 16px; }
.sim-preview-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.preview-item { text-align: center; }
.preview-label { display: block; font-size: .78rem; color: var(--gray); margin-bottom: 4px; font-weight: 500; }
.preview-val { font-size: 1.05rem; font-weight: 800; color: var(--navy); }
.sim-disclaimer { font-size: .78rem; color: var(--gray); margin-top: 12px; font-style: italic; }

/* Documents */
.docs-required {
  background: var(--ice);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 24px;
}
.docs-required h4 { font-size: .95rem; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
.docs-required ul { display: flex; flex-direction: column; gap: 8px; }
.docs-required li { display: flex; align-items: center; gap: 8px; font-size: .88rem; color: var(--dark); }
.docs-required li i { color: var(--teal); }

.upload-area {
  border: 2px dashed rgba(34,156,140,.3);
  border-radius: var(--radius-lg);
  padding: 40px;
  text-align: center;
  cursor: pointer;
  transition: all var(--trans);
  position: relative;
  background: rgba(34,156,140,.02);
  margin-bottom: 20px;
}
.upload-area:hover, .upload-area.dragover {
  border-color: var(--teal);
  background: rgba(34,156,140,.06);
}
.upload-area input[type="file"] {
  position: absolute; inset: 0;
  opacity: 0; cursor: pointer;
  width: 100%; height: 100%;
  border: none; padding: 0;
}
.upload-icon { font-size: 40px; color: var(--teal); margin-bottom: 12px; opacity: .6; }
.upload-area p { font-size: .95rem; color: var(--navy); margin-bottom: 4px; }
.upload-hint { font-size: .8rem; color: var(--gray); }

.files-list { display: flex; flex-direction: column; gap: 8px; }
.file-item {
  display: flex; align-items: center; justify-content: space-between;
  background: var(--ice);
  border-radius: 8px;
  padding: 10px 16px;
  font-size: .88rem;
}
.file-item-name { display: flex; align-items: center; gap: 8px; color: var(--navy); }
.file-item-name i { color: var(--teal); }
.file-item-remove {
  cursor: pointer; color: #e74c3c; font-size: 16px;
  transition: color var(--trans);
  background: none; border: none;
}
.file-item-remove:hover { color: #c0392b; }

/* Step Actions */
.step-actions {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--ice);
}

.mt-2 { margin-top: 16px; }
.mt-4 { margin-top: 24px; }

/* Success */
.success-container { text-align: center; padding: 20px; }
.success-icon { font-size: 72px; color: var(--green); margin-bottom: 24px; }
.success-container h3 { font-size: 1.8rem; font-weight: 800; color: var(--navy); margin-bottom: 16px; }
.success-msg { font-size: 1rem; color: var(--gray); max-width: 500px; margin: 0 auto 32px; line-height: 1.7; }
.success-info {
  background: var(--ice);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 28px;
  text-align: left;
  display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
}
.success-info p { font-size: .88rem; }
.success-info strong { color: var(--navy); }
.success-next {
  background: rgba(34,156,140,.06);
  border: 1px solid rgba(34,156,140,.15);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 32px;
  text-align: left;
}
.success-next p { font-size: .95rem; color: var(--navy); margin-bottom: 12px; }
.success-next ol { padding-left: 20px; display: flex; flex-direction: column; gap: 8px; }
.success-next li { font-size: .9rem; color: var(--gray); }
.success-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ============================================
   FAQ
============================================ */
.section-faq { background: var(--white); }

.faq-list { max-width: 760px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }

.faq-item {
  border: 1.5px solid rgba(15,74,93,.1);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color var(--trans);
}
.faq-item.open { border-color: var(--teal); }

.faq-question {
  width: 100%; display: flex; align-items: center; justify-content: space-between;
  padding: 20px 24px;
  background: none; border: none; cursor: pointer;
  text-align: left;
  font-family: var(--font); font-size: .95rem; font-weight: 600;
  color: var(--navy);
  transition: all var(--trans);
  gap: 12px;
}
.faq-question:hover { background: rgba(34,156,140,.04); }
.faq-question i { flex-shrink: 0; color: var(--teal); transition: transform var(--trans); }
.faq-item.open .faq-question i { transform: rotate(180deg); }

.faq-answer {
  max-height: 0; overflow: hidden;
  transition: max-height .4s ease, padding .3s ease;
  padding: 0 24px;
}
.faq-item.open .faq-answer { max-height: 300px; padding: 0 24px 20px; }
.faq-answer p { font-size: .9rem; color: var(--gray); line-height: 1.7; }

/* ============================================
   CTA FINAL
============================================ */
.section-cta-final {
  background: linear-gradient(135deg, var(--navy) 0%, #0a2a38 50%, #0d3a4a 100%);
  padding: 96px 0;
  text-align: center;
  position: relative; overflow: hidden;
}
.section-cta-final::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse at 60% 40%, rgba(34,156,140,.15), transparent 60%),
              radial-gradient(ellipse at 20% 80%, rgba(242,181,63,.08), transparent 50%);
}
.cta-final-inner { position: relative; z-index: 1; }
.cta-final-content h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900; color: var(--white);
  margin-bottom: 16px;
}
.cta-final-content p {
  font-size: 1.1rem; color: rgba(255,255,255,.72);
  max-width: 540px; margin: 0 auto 40px;
  line-height: 1.7;
}

/* ============================================
   FOOTER
============================================ */
.footer {
  background: var(--dark);
  padding: 72px 0 0;
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 48px;
}
.footer-brand .footer-logo {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 16px;
}
.footer-brand p {
  font-size: .88rem; color: rgba(255,255,255,.5);
  line-height: 1.7; margin-bottom: 20px;
}
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 38px; height: 38px;
  background: rgba(255,255,255,.08);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.6);
  font-size: 16px;
  transition: all var(--trans);
}
.footer-social a:hover { background: var(--teal); color: var(--white); }

.footer-links h4, .footer-contact h4 {
  font-size: .85rem; font-weight: 700;
  color: rgba(255,255,255,.85);
  letter-spacing: .1em; text-transform: uppercase;
  margin-bottom: 20px;
}
.footer-links ul, .footer-contact ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links li a, .footer-contact li {
  font-size: .88rem; color: rgba(255,255,255,.45);
  transition: color var(--trans);
  display: flex; align-items: center; gap: 8px;
}
.footer-links li a:hover { color: var(--green); }
.footer-contact li i { color: var(--teal); width: 16px; flex-shrink: 0; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 20px 0;
}
.footer-bottom .container {
  display: flex; align-items: center; justify-content: space-between;
}
.footer-bottom p { font-size: .8rem; color: rgba(255,255,255,.3); }
.footer-admin-link {
  font-size: .78rem; color: rgba(255,255,255,.2);
  transition: color var(--trans);
}
.footer-admin-link:hover { color: rgba(255,255,255,.5); }

/* ============================================
   WA FLOAT BUTTON
============================================ */
.wa-float {
  position: fixed;
  bottom: 28px; right: 28px;
  z-index: 999;
  width: 58px; height: 58px;
  background: #25d366;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; color: var(--white);
  box-shadow: 0 4px 20px rgba(37,211,102,.45);
  transition: all var(--trans);
  animation: pulse 2.5s infinite;
}
.wa-float:hover {
  transform: scale(1.1);
  box-shadow: 0 8px 32px rgba(37,211,102,.55);
}

@keyframes pulse {
  0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,.45); }
  50% { box-shadow: 0 4px 30px rgba(37,211,102,.7), 0 0 0 8px rgba(37,211,102,.12); }
}

/* ============================================
   MODAL DE CADASTRO PRÉ-SIMULADOR (LEAD CAPTURE)
============================================ */
.lead-modal-overlay {
  position: fixed; inset: 0;
  background: rgba(10,26,34,.75);
  backdrop-filter: blur(6px);
  z-index: 2000;
  display: flex; align-items: center; justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: opacity .35s ease, visibility .35s ease;
}
.lead-modal-overlay.open {
  opacity: 1;
  visibility: visible;
}

.lead-modal {
  background: var(--white);
  border-radius: 24px;
  width: 100%; max-width: 580px;
  max-height: 92vh;
  overflow-y: auto;
  box-shadow: 0 32px 100px rgba(0,0,0,.35);
  transform: translateY(32px) scale(.97);
  transition: transform .4s cubic-bezier(.34,1.4,.64,1);
}
.lead-modal-overlay.open .lead-modal {
  transform: translateY(0) scale(1);
}

/* Header do modal */
.lead-modal-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 28px 0;
}
.lead-modal-logo { display: flex; align-items: center; gap: 10px; }
.lead-modal-logo .logo-main { color: var(--navy); }
.lead-modal-logo .logo-sub  { color: var(--green); }
.lead-modal-logo .logo-icon { background: linear-gradient(135deg, var(--navy), var(--teal)); }

.lead-modal-close {
  width: 36px; height: 36px;
  background: var(--ice); border: none;
  border-radius: 10px; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; color: var(--gray);
  transition: all var(--trans);
}
.lead-modal-close:hover { background: #fde8e8; color: #e74c3c; }

/* Corpo do modal */
.lead-modal-body { padding: 24px 28px 32px; }

.lead-modal-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, rgba(34,156,140,.12), rgba(15,74,93,.08));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 26px; color: var(--teal);
  margin: 0 auto 20px;
}

.lead-modal-body h2 {
  font-size: 1.5rem; font-weight: 800;
  color: var(--navy); text-align: center;
  margin-bottom: 10px; line-height: 1.25;
}
.lead-modal-body > p {
  font-size: .92rem; color: var(--gray);
  text-align: center; line-height: 1.65;
  margin-bottom: 28px;
}

/* Form do lead */
#leadForm { display: flex; flex-direction: column; gap: 16px; }

.lead-form-group {
  display: flex; flex-direction: column; gap: 7px;
}
.lead-form-group label {
  font-size: .82rem; font-weight: 600; color: var(--navy);
}
.lead-form-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 14px;
}

#leadForm input,
#leadForm select {
  width: 100%;
  padding: 12px 15px;
  border: 1.5px solid rgba(15,74,93,.15);
  border-radius: var(--radius);
  font-family: var(--font); font-size: .93rem; color: var(--dark);
  background: var(--white);
  transition: all var(--trans); outline: none;
}
#leadForm input:focus,
#leadForm select:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(34,156,140,.12);
}
#leadForm input::placeholder { color: #b0bec5; }

/* Aviso de privacidade */
.lead-privacy {
  display: flex; align-items: center; gap: 8px;
  font-size: .78rem; color: var(--gray);
  background: var(--ice);
  border-radius: 8px; padding: 10px 14px;
}
.lead-privacy i { color: var(--teal); flex-shrink: 0; }

/* Botão de envio */
.lead-submit-btn {
  width: 100%; justify-content: center;
  margin-top: 4px;
  font-size: 1rem;
}

/* Badge de lead já cadastrado */
.lead-badge-info {
  background: rgba(34,156,140,.08);
  border: 1px solid rgba(34,156,140,.2);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-size: .85rem; color: var(--navy);
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 8px;
}
.lead-badge-info i { color: var(--teal); font-size: 16px; }

/* ============================================
   RESPONSIVE
============================================ */
@media (max-width: 1024px) {
  .solutions-grid { grid-template-columns: repeat(2, 1fr); }
  .diff-inner { grid-template-columns: 1fr; gap: 40px; }
  .diff-content .section-title { text-align: center; }
  .diff-intro { text-align: center; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .credit-type-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .nav-menu {
    position: fixed; top: 0; right: -100%;
    width: 280px; height: 100vh;
    background: var(--dark);
    flex-direction: column;
    padding: 80px 24px 40px;
    gap: 4px;
    transition: right var(--trans);
    z-index: 999;
    box-shadow: -8px 0 40px rgba(0,0,0,.4);
    align-items: stretch;
  }
  .nav-menu.open { right: 0; }
  .nav-link { padding: 12px 16px; border-radius: 8px; }
  .nav-toggle { display: flex; z-index: 1000; }

  .hero { padding: 100px 0 60px; }
  .hero-stats { gap: 8px; padding: 16px 20px; }
  .stat { padding: 0 16px; }
  .stat-number { font-size: 1.4rem; }

  .strip-grid { grid-template-columns: repeat(2, 1fr); }
  .strip-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,.1); }

  .pain-grid { grid-template-columns: 1fr; }
  .solutions-grid { grid-template-columns: 1fr; }
  .apply-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }

  .steps-wrapper { flex-direction: column; align-items: center; }
  .step-connector { padding-top: 0; transform: rotate(90deg); }

  .sim-form-wrapper { padding: 24px 20px; }
  .form-row { grid-template-columns: 1fr; }
  .credit-type-grid { grid-template-columns: repeat(2, 1fr); }
  .sim-steps { padding: 20px 16px; }
  .sim-step span { display: none; }
  .sim-preview-grid { grid-template-columns: 1fr; gap: 8px; }
  .success-info { grid-template-columns: 1fr; }

  .step-actions { flex-direction: column; }
  .step-actions .btn { width: 100%; justify-content: center; }

  .lead-modal { border-radius: 20px; }
  .lead-form-row { grid-template-columns: 1fr; }

  .section { padding: 64px 0; }
  .section-header { margin-bottom: 40px; }

  .comparison-box { grid-template-columns: 1fr; }
  .comp-no { border-radius: 0; }

  .footer-bottom .container { flex-direction: column; gap: 8px; text-align: center; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .hero-stats { flex-direction: column; gap: 16px; }
  .stat-divider { display: none; }

  .apply-grid { grid-template-columns: 1fr; }
  .credit-type-grid { grid-template-columns: repeat(2, 1fr); }
  .radio-group { flex-direction: column; }
  .success-actions { flex-direction: column; align-items: stretch; }
  .success-actions .btn { justify-content: center; }
}